JUDGMENT

Kamaludin Md Said JCA:

Introduction

[1] The appellant is a legal firm practicing under the name of J Tan Teoh Associates and had filed its appeal against the judgment of the learned High Court Judge at Kota Kinabalu, Sabah which had dismissed its claim against the respondent for indemnity under the professional indemnity insurance with costs of RM10,000.00 to the respondent.

[2] The appellant was the plaintiff in the Court below while the respondent was the defendant. The parties shall be referred to as they were in the Court below.

Brief Facts

[3] The plaintiff was insured with the defendant subject to all the terms and conditions under the Professional Indemnity Policy No KG-09225439-PI (the said Policy). The said Policy's limit of liability is RM5,000,000.00 for any one occurrence and/or any one period of insurance. The coverage period for the said Policy is from 10 January 2015 to 9 January 2016. The said Policy is subject to a deductible of RM20,000.00 on each and every claim. There are also extensions covered under the said Policy including Libel and Slander, Loss of Documents and Dishonesty of Employee subject to the terms and conditions therein.