JUDGMENT

Choong Yeow Choy JC:

Introduction

[1] Every contributor/member should have one main account (number) with the Employees' Provident Fund. However, in the present matter before this Court, the deceased contributor/member, Machap a/l Suppiah, had two main accounts (numbers) assigned to him. The accounts are:

(i) Account No: 10458236; and

(ii) Account No: 13716036

[2] Machap a/l Suppiah in the present case did not make any nomination for Account No: 10458236. However, he nominated one Dharsyaini a/p Vijaya Kumar as the beneficiary for Account No: 13716036.

[3] There were funds remaining in Account No: 10458236, but none left in Account No: 13716036. Normally, this would have been the end of the matter. However, the situation was complicated when the Employees' Provident Fund merged these two accounts into a single account. In the process, Account No: 13716036 was subsumed into Account No: 10458236. This action effectively deleted or erased Account No: 13716036, leaving Machap a/l Suppiah with only Account No: 10458236.