eLaw SME Digitalisation Grant

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eLaw SME Digitalisation Grant

SME Digitalisation Grant

SME Digitalisation is a strategic collaboration between MDEC and BSN Malaysia, that encourages Small & Medium Enterprises (SMEs) to adopt digitalisation in their daily businesses.

Claim 50% (up to RM3,000++) SME Business Digitilization Grant from government when you sign up with eLaw

eLaw is a certified Technology Solution Provider (TSP) under the Malaysian Government's Business Digitalisation Matching Grant initiative for SMEs.

What is SME Digitalisation Initiative

SME Digitalisation Initiative is a new grant initiative provided by the Ministry of Finance Malaysia to assist Small and Medium Enterprises (“SME”) to adopt Digitalisation in their business operations.

As announced in Malaysia’s 2020 Budget presentation, the Government will provide a 50% matching grant of up to RM5,000.00 per company over a period of 5 years for the subscription of digital services that will enhance their productivity and competitiveness.

Following the Pemerkasa announcement in March 2021, under Initiative #9, Cooperative ("Koperasi") sector has been encouraged to apply for the grant to receive the similar benefits afforded to SMEs.

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What are the Grant details for SME Digitalisation Initiative?
  • Grant

    This matching grant is limited to one (1) application per SME only, however, SMEs are allowed to apply up to three (3) digital services with one (1) or more service providers that is endorsed by MDEC (“Service Provider”).

  • This grant facility is provided by the Government for a period of five (5) years beginning from 17th February 2020 or upon reaching 100,000 applications, whichever comes first.

  • No fees imposed.


What are the Digitalisation services available under the SME Digitalisation Initiative?

There are five (7) types of Digitalisation services available as follow:

  • Electronic Point of Sale System (e-POS)
  • Human Resource Payroll System/Customer Relationship Management (CRM)
  • Digital Marketing / Sales
  • Procurement
  • Enterprise Resource Planning (ERP)/Accounting and Taxation.
  • E commerce
  • Remote Working

Who is eligible to apply for SME Digitalisation Initiative?

SMEs that fulfill the following criteria below are eligible and encourage to apply.

The company must be at least 60% owned by Malaysian

Available to SMEs and Cooperative ("Koperasi") registered under the relevant laws of Malaysia

The SME/Coop has been in operation for at least six (6) months

The SME/Coop has minimum average annual sales turnover of RM50,000

What are the documents required for my application?

Applications are to be attached with the following supporting documents:

  • Completed SME Digitalisation Initiative Application Form. [Download]
  • A copy of Identity Card or Passport of Director (s) / Partner (s) / Proprietor(s), whichever is applicable.
  • A copy of the SME’s business registration licenses (CCM or any similar forms under the Companies Act 2016). For Coop, a copy of SKM registration certificate.
  • Latest audited financial statements or latest financial management account statement or the bank statement for the latest two (2) months;
  • Invoice for the selected digitalisation services from the Service Provider listed by MDEC; and.
  • Any other information and documents as and when required by the bank.

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How to apply for SME Digitalisation Initiative?
  • Step 1

    The SME must contact and appoint one or more panel of Service Providers listed by MDEC to perform any of the Digitalisation services available (maximum of 3 services).

  • Step 2

    The SME is to complete and submit the application form along with required documents to the Service Provider.

  • Step 3

    The Service Provider is to submit the application form together with the supporting documents to the BSN Bank.

  • Step 4

    Once the SME’s application is approved, subject to the total invoice amount, the SME is responsible to pay the difference of the total invoice after deducting the subsidized amount granted from the Initiative for each digitalisation service to the Service Provider.

  • Step 5

    The Bank will make a direct 50% payment of the total invoice amount or up to RM 5,000.00 to the Service Provider in one lump sum payment or in stages based on the Bank’s discretion.



How can I get more information regarding the SME Digitalisation Initiative?


Malaysia Digital Economy Corporation Sdn Bhd


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Bank Simpanan Nasional


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Terms and Conitions

SME Digitalisation Grant Terms and Conditions


Application Form

SME Digitalisation Initiative Application Form